Though it seems like investors are distributing billions of dollars without restraint, the reality of investments in start-ups often goes unexplained.Start-ups are inherently risky businesses. Globally, only ten percent of the start-ups with a robust team and an innovative idea seem well placed to create history.

Capital Float, an online lending platform in India, has stormed into that niche with a workforce of over 260 people and a presence in over 40 cities in the country. Less than three years since inception, Capital Float's remarkable growth isn't stemming from fortune; the co-founders hand-picked the core team, building a unit of impactful individuals who believed in the vision of the company. The hard work put in by a select few during the outset has consequently led to Capital Float being perceived as one of the best start-ups to work for in the country.

An Insight

Sashank Rishya sringa and Gaurav Hinduja introduced Capital Float to the Indian financiall and scape in 2013. Entrepreneurs in India consistently struggle to raise timely credit from banks. The need to pledge collateral or provide a guarantor cripples entrepreneurial ambition. Further more, restrictive lending policies and slow disbursement times by formal financial institutions frequently push SMEs towards informal financiers, but while these lenders are quick to offer funds, debilitating interest rates tie down the borrower to a chronic cycle of debt.To rescue people from these hassles,Capital Float designed innovative, highly

customized financial products for SMEs in India with a disbursal times unmatched by others in the industry.

This strong employee- oriented culture and the opportunity to disrupt the status quo helps attract talented freshers and experienced professionals across different verticals

Standing on the Employee Side

"Our company has a very flat organizational structure, with the entire top management believing in an open door policy. We strongly believe that good and great ideas can come from anywhere. All ideas are discussed and debated at length," said Sashank Rishyasringa, Co-Founder & MD, Capital Float. This strong employee-oriented culture and the opportunity to disrupt the status quo helps attract talented freshers and experienced professionals across different verticals.

Social media as well as the internal referral network plays a role in determining the influx of workforce at the company.Emanating from the belief that organizational development is facilitated by employees'career growth, the company not only encourages its employees to improve their existing skills but also sponsors top talents for higher studies.

The organization has a relaxed outlook towards policies such as annual and sick leaves, maternity and paternity leaves and the Provident Fund.One of the ways in which the organization cares for its employees is through the provision of taxi rides for expecting mothers at office, as they travel between home and office. Additionally, the company incentivizes its employees for outstanding performances with a highly metricized rewards and recognition program with aspirational gifts such as holidays and expensive gadgets.

Money alone cannot retain talent at startups. The sense of ownership given to employees and the opportunity to create some thing unique enables Capital Float to retain its top talent."Every thing we do at Capital Float is hinged on our core values, one of which is - 'Nurture People,The Rest Will Follow'. We firmly believe that teams and individuals need to collaborate in order to drive greater value, both professionally and personally.As an organization, we have the required support system in place to enable employees to accomplish their professional goals,"adds Gaurav Hinduja, Co-Founder & MD, Capital Float.

The Fun Time

The purposeful recreation initiatives carved through various open-house forums are not only fun in nature, but are fashioned around areas such as health and fitness, social impact and driving Capital Float's culture. "We have dedicated cricket and football teams that represent the organization in various corporate tournaments. The teams practice on a regular basis, which not only aid in building strong sporting teams but also to develop cross-functional team bonding and thus organizational unity," adjoins Sashank.

Key Management:
Sashank Rishyasringa, Co-Founder & MD

This Princeton university alumnus is a former strategy consultant with extensive experience in the financial services sector across developed and emerging markets.

Gaurav Hinduja, Co-Founder & MD

Gaurav is a Stanford MBA graduate who has deep operating experience in India with detailed knowledge of complex supply chains.

Offices: Headquartered in Bangalore
Offerings:

- Online Seller Finance.
- Unsecured Business Loan.
- Invoice Finance.
- Taxi Financing.
- Merchant Cash Advance.
- Pay Later.